Loan Mail Process
Complete your loan application with our streamlined digital process
PERSONAL LOAN
QUICK FINANCING
Unsecured loans up to ₹25 lakhs with flexible repayment terms (1-5 years). Competitive rates starting at 10.5% p.a. Minimal documentation required.
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BUSINESS LOAN
GROW YOUR BUSINESS
Working capital loans up to ₹50 lakhs. Term loans available for equipment purchase or expansion. Special schemes for women entrepreneurs.
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HOME LOAN
YOUR DREAM HOME
Home loans up to ₹5 crores with tenure up to 30 years. Special rates for women borrowers. Covers purchase, construction, and renovation.
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Application Form
Fill out basic details (name, contact, income, loan amount, and purpose).
Document Submission
Upload KYC (ID, address proof), income proof (salary slips/bank statements), and property papers (for home loans).
Verification
Bank checks documents and may conduct a credit score assessment.
Approval & Sanction
Loan eligibility is confirmed, and an offer letter is issued.
Disbursement
Funds are transferred after signing the agreement.
Processing Time
The process takes 3-7 days for approval, depending on loan type and documentation.
Frequently Asked Questions
What documents do I need for a personal loan application?
You'll need KYC documents (PAN card, Aadhaar card), address proof, income proof (salary slips for salaried or bank statements for self-employed), and passport-size photographs.
How long does loan approval typically take?
Most personal loans are approved within 24-72 hours if all documents are in order. Home loans may take 5-7 working days due to property verification requirements.
Can I apply for multiple loans simultaneously?
Yes, you can apply for multiple loans, but approval depends on your creditworthiness and existing debt obligations. Each application may affect your credit score.
What is the minimum credit score required for loan approval?
Most lenders prefer a credit score of 750 or above for the best interest rates. Some may approve loans for scores as low as 650 but with higher interest rates.
